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Life insurance - Life insurance (Life Assurance in British English) is a type of insurance. As in all insurance, the insured transfers a risk to the insurer, receiving a policy and paying a premium in exchange.

Long term care insurance - Long-term care insurance, an insurance product sold through a licensed insurance agent (one who represents the insurance company) or an insurance broker (one who represents the policyowner) in the United States, helps provide for the cost of long-term care beyond a pre-determined period.

American Council of Life Insurers (ACLI) - The American Council of Life Insurers (ACLI) is a Washington-based lobbying and trade group for the insurance industry (The Associated Press, October 5 2001). ACLI "represents 400 insurance companies that account for 75 percent of the life insurance sold around the country" (The New York Times, August 29 2002).

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